FIRE hodl

The simulation tool for Bitcoin holders to achieve financial independence and retire early

Bitcoin character on tropical beach - representing financial freedom

Hi! I'm a developer who created this Bitcoin simulation tool because I believe in a simple truth:
You shouldn't have to sell the hardest money ever created to achieve financial freedom.

As Bitcoin matures, new opportunities are emerging to use BTC as collateral for loans while maintaining custody. This opens doors for Bitcoiners to either live off their Bitcoin or use loans for leveraging to accumulate more BTC.

Live off your Bitcoin without selling through strategic lending and accumulation.

Go to Simuator

Let's Be Honest About the Risks

Using BTC as collateral carries real risks - you could lose your Bitcoin if you're not careful.

I created this simulator to help people understand what to expect and be aware of these risks before making any decisions. This isn't financial advice - it's a tool to help you think through scenarios and understand the mechanics.

The traditional approach of "sell your assets to retire" never made sense to me when it comes to Bitcoin. Why sell the best performing asset in history when you might be able to use it as collateral instead?

What the Tool Can Do Right Now

Functionality is currently limited but expanding. Here's what you can simulate today:

Price Projections and CSV Download

  • • Power Law model for long-term Bitcoin price forecasting
  • • Manual growth rate scenarios
  • • Historical data analysis from 2013

Lending Strategies

  • • Firefish and Strike platform integration
  • • Custom loan parameters
  • • Liquidation risk analysis

Accumulation Strategies

  • • DCA (Dollar Cost Averaging) simulation
  • • ATH-based buying strategies
  • • Moving average strategies

Risk Analysis

  • • Maximum decline calculations
  • • Liquidation price tracking
  • • Portfolio performance metrics

What's Coming Next

I'm actively working on expanding the tool's capabilities:

Different Loan Strategies: More sophisticated approaches to when and how much to borrow
Custom Strategy Builder: Create your own lending and accumulation strategies
Comprehensive Result Overviews: Better visualization and analysis of simulation results
Risk Management Features: Alerts for when to take loans and when liquidation risks become too high
Historical Backtesting: Test strategies against real historical Bitcoin data

Why I Built This

I developed this tool for my own use first - I wanted to understand the risks and opportunities of using Bitcoin as collateral before making any real-world decisions.

But I believe everyone should have access to these kinds of analysis tools. Financial independence shouldn't be reserved for people with expensive financial advisors.

I want everyone to benefit and achieve financial independence/early retirement.That's why I'm sharing this tool and why I want your feedback and feature requests.

If you're a fellow Bitcoiner working on similar problems or have ideas for improvements, I'd love to connect and collaborate.

Support This Project

I'm working full-time on this project without any payment because I believe it can help the Bitcoin community.

All features will remain free and accessible forever. No subscriptions, no premium tiers, no paywalls.

If this tool helps you or you believe in the mission, Bitcoin donations help me continue development:

Bitcoin Donation Address:

bc1qkx00f29cck28qfz9m4y69y502fkqv2tw0cr2rw
Bitcoin donation QR code for bc1qkx00f29cck28qfz9m4y69y502fkqv2tw0cr2rw

Every satoshi helps keep this project alive and growing

Any support, feedback or feature requests are appreciatively welcome!
Reach out on X,  Discord, or simply write to reachout@firehodl.com.

Living the Bitcoin Ethos

This tool embodies the principles that make Bitcoin special:

Free Forever: The simulator will always be free. No rug pulls, no bait-and-switch.
Privacy First: No accounts required, no private data collection, no KYC requirements.
Open Development: Built in the open, with transparency about features and limitations.
Community Driven: Your feedback shapes the roadmap. This is for Bitcoiners, by a Bitcoiner.

I'm committed to building tools that respect your privacy and freedom, just like Bitcoin itself.

Ready to Explore?

Start simulating your path to financial independence without selling your Bitcoin.

Go to SimuatorLearn More

Built with ❤️ for the Bitcoin community • Always free • Privacy focused